Missouri Work Comp Requirements

The amount of those benefits will largely depend on the nature and severity of your injuries.

Missouri work comp requirements.

If you are having a problem with a workers compensation claim medical fee dispute or self insurance please contact the division of workers compensation. Missouri business owners can compare quotes and purchase a policy from private insurance companies. Employers that don t have the required number of employees or who have employees in. Check to see if an employer has workers compensation insurance in missouri.

Under the missouri worker s compensation act the term occupational disease is defined to mean an identifiable disease arising with or without human fault out of and in the course of the employment. Missouri workers compensation law. The division also makes sure that an injured worker receives benefits that they are entitled to under the missouri workers compensation law. Required missouri revised statutes section 287 127.

You may be eligible for a premium credit for your high wage construction employees. You may be able to get a credit on your premiums check out the contractors credit premium adjustment program page for more information. Injuries benefits disputes. Workers compensation insurance coverage verification.

In the state of missouri you are required to carry workers compensation insurance if you have five or more employees unless you are in the construction industry then you must carry workers compensation insurance if you have one or more employees. A corporation may elect to withdraw from the workers compensation requirements. Workers compensation law wc 106 en español. An employer will need to know all applicable classification codes to inquire about manual rates.

The missouri department of commerce and insurance provides an on line service where an employer can inquire about workers compensation rates by insurance companies and rate comparisons for all workers compensation insurers in the state. Missouri department of labor and industrial relations administrative services section p o. Insureon offers this service with its online insurance marketplace if they re unable to qualify they can buy it from the state s assigned risk residual market the missouri workers compensation assigned risk plan this is the insurance plan of last resort for state employers that are. Box 59 jefferson city mo 65104 0059 573 751 3215.

The division provides services to those who have been injured on the job or exposed to occupational disease arising out of and in the course of employment. This poster prints out on two sheets of paper 8 5 x 11 that can then be taped together and used as. Contractors credit premium adjustment program. All the persons who work for the corporation or llc are considered its employees even if such persons are the owners or executive officers of the corporation or members of the llc.